Claims administration like never before

Truly Agentic Claims Administration

ClaimsBay is the first, truly Agentic AI platform purpose-built for end-to-end healthcare claims administration. Intelligent agents handle the complexity, offering human control where essential, while the platform continuously learns for improved outcomes.

96–99%

Straight-through auto-adjudication

>99.6%

Payment accuracy at scale

Approved by BCBSILBlue Cross and Blue Shield of Illinois

TPAs, Payors, Health Plans and Provider Networks

BCBSIL approvedHIPAASOC 2 Type IIHITRUST
Claims lifecycle · AI-orchestrated end-to-end

AI for Adjudication. Humans for Control.

Human administrators remain in complete control, with the ability to review, intervene, override, and manage every stage when needed, while ClaimsBay’s specialized AI agents automate workflows, validate information, and rapidly adjudicate claims.

Complete: Set to Pay · 835 remittance issued
Claim CB-4417 · 837P · ProfessionalClaim timeline
Start
Claim CB-4417 received as an 837P professional claim.
Member Eligibility
Member Lookup and PlanPASSED
Retrieve member and plan information.
Availity Member Eligibility VerificationPASSED
Verify the member is eligible on the date of service through Availity.
Member Coordination of Benefits CheckPASSED
Check whether the member has other insurance coverage.
Provider Network Assignment
Validate Provider NPIPASSED
Validate the rendering and billing provider NPIs.
Provider Contract AssignmentPASSED
Assign the provider contract from benefit type and place of service.
Benefits and Authorization
Determine Benefit ScopePASSED
Determine benefit scope and risk for each procedure.
Agent Authorization DeterminationPASSED
The agent checks whether the service needs prior authorization.
Authorization Determination ReviewREVIEW
Auth match below the confidence threshold, so it goes to a reviewer with the agent’s evidence.
RULE APPLIEDAuthorization confidence threshold
Reviewer confirmed auth #A-99182 matches the service · 38s
Validation
Timely Filing CheckPASSED
Confirm the claim was filed within the timely filing window.
RULE APPLIEDTimely filing window
All ValidationsPASSED
Apply the validation rules configured in Governance (rule set v14).
RULE APPLIEDValidation rule set v14
Edits
NCCI PTP Code ValidationPASSED
Check procedure pairs against NCCI procedure-to-procedure edits.
Multiple Procedure ReductionPASSED
Select the primary procedure and apply the reduction to the others.
Pricing
Claim PricingPASSED
Price each line against the assigned contract.
Claim CoPayPASSED
Calculate member cost share and update accumulators.
Finalize
Duplicate Claim CheckPASSED
Check whether the claim duplicates one already on file.
Global HITL CheckPASSED
Governance rules decide whether a final human review is needed. Not needed for this claim.
RULE APPLIEDFinal human review policy, rule set v14
Set To PayPASSED
Choose the payment destination and release to the next check run.
End
Set to Pay. 835 remittance issued to the provider.
Approved by Blue Cross Blue Shield of Illinois
Human-in-the-loop

AI Agents Execute. Humans Govern.

Agents move fast. Your team decides where they stop and a person takes over.

Control

On ClaimsBay, confidence thresholds are set by you. Anything below the threshold goes to a reviewer with the agent’s evidence attached.

Governance

The Workflow Designer lets you set governance rules on ClaimsBay and test the outcomes before going live.

Auditability

A one-click dashboard shows which agent acted, on what data, under which rule version, with what confidence, and who overrode it.

Data Control

Your data stays in your environment. PHI is never shared with third parties or used to train AI models.

After ClaimsBay

Weak Auto Adjudication

96–99% Straight-Through Auto Adjudication

Routine claims demand significant manual processing, keeping your team tied up with repetitive adjudication tasks and exception handling.

Claimsbay’s AI Agents take routine claims off your team’s workload, letting them focus their time and expertise where it matters most. Higher straight-through processing means fewer repetitive tasks, greater operational efficiency, and a workforce built for higher-value work.

Before ClaimsBay: a claims examiner buried in paperwork
After ClaimsBay: the claims team working calmly
After ClaimsBay
Before ClaimsBay: a crowded claims office under pressure
After ClaimsBay: the same claims office running smoothly
After ClaimsBay
After ClaimsBay

Poor Accuracy. High Human Costs.

>99.6% Accuracy. Add Growth, Not Headache.

Claims volume is a growth blocker. As claim volumes grew, keeping up often meant adding more people to process, review, and resolve claims. More volume translated into more manual effort, longer turnaround times, and rising operating costs, making growth harder to scale efficiently.

Until ClaimsBay, growth was synonymous with higher human cost. With ClaimsBay, you can process more claims, shorten turnaround times, and increase operating capacity without adding proportional human cost.

Meet the flagship productClaimsBay · Agentic Healthcare Claims Processing Platform

A claims lifecycle that runs itself and explains itself.

Agents read the claim, apply the plan, price it, and settle it, escalating only what needs a person, under rules your team governs.

Approved by BCBSILHIPAASOC 2 Type IIHITRUST
Claim lifecycle
CB-4417 · 837P Professional
In review
  1. Start(completed)
  2. Eligibility(completed)
  3. Provider(completed)
  4. Benefits & Auth
  5. Validation
  6. Edits
  7. Pricing
  8. Finalize
  9. End
Benefits & Authorization3 of 4 checks passed
AreaBenefitsAuth determination
No authorization on file
Agent confidence below threshold. Routed with evidence attached.
K. Álvarez, RNAssigned reviewerOverrideResolve
Next: Validation → Edits → Pricing → FinalizeRule set v14
1 claim routed to a reviewerEvidence attached · human decides

Agentic AI & human-in-the-loop

  • Full transparency & auditability

    Every decision records which agent acted, what data it used, which plan rule applied and its confidence, and it can be replayed for auditors.

  • Domain-native intelligence

    Agents understand 837, diagnosis pointers, modifiers, place of service, NCCI edits, COB and provider taxonomies without generic LLM prompting.

  • Agents plus governed rules

    ClaimsBay uses user defined deterministic rules where appropriate, and agents where judgment is needed.

  • Auto-learn and improve

    ClaimsBay learns from your administrators’ decisions and continuously adapts to your organization’s claims patterns. As it learns, more claims can move straight through adjudication.

  • Open orchestration

    ClaimsBay lets administrators shape how agents work across the claims lifecycle. Configure steps, define when agents act or escalate, test new workflows, and publish or revert changes without depending on software development cycles.

A clinical reviewer checks an AI pre-screen result on a claim timeline
A HealthBay expert guiding a customer through ClaimsBay on a laptop
Business outcomes

What changes in the first two quarters.

>96–99%
Straight-Through Auto Adjudication
>96%
Payment Accuracy
4–15 s
Claims Cycle Time
One platform, many agentic solutions

Specialized agents across every payer operation.

01Eligibility verification

Truly Agentic Eligibility Verification

ClaimsBay orchestrates a team of specialized AI agents to verify eligibility, coverage, benefits, member status, provider relationships, and exceptions by bringing in the right agent at the right moment. Agents collaborate across data sources and verification steps, automatically resolving routine cases while routing complex or uncertain cases to human experts.

99%
Reduction in Manual Eligibility Verification
Automate repetitive eligibility checks and reduce the volume of cases requiring manual intervention.
3X
Faster Eligibility Verification
Accelerate eligibility responses by orchestrating specialized agents across verification, validation, and exception handling.
About us

AI-native healthcare administration.

HealthBay is an AI-native healthcare technology company transforming complex healthcare administration through agentic AI, intelligent automation and connected platforms. We bring together healthcare domain expertise and the most modern, enterprise-grade autonomous AI agentic technology to help organizations move beyond fragmented applications toward more efficient, faster, accountable and transparent operations.

01

Purpose-Built for Healthcare Complexity

Healthcare operations demand a combination of domain knowledge, precision, interoperability and adaptability. HealthBay brings these capabilities together to address challenges across the healthcare administration lifecycle.

Agents can execute defined tasks, evaluate contextual information and coordinate multi-step workflows, while configurable controls and human oversight support governance and accountability.

02

Robust, Agentic Automation. Full Human Control.

We believe agentic automation should be measurable, decisions should be traceable, and people should retain appropriate oversight of consequential workflows. Security, governance and privacy must be integral to platform design, supported by the controls and deployment architecture required for each organization’s operating environment.

We envision a healthcare ecosystem in which technology absorbs administrative complexity, intelligent systems coordinate work across organizational boundaries, and healthcare professionals can focus their expertise where it creates the greatest value.

Let’s rethink what healthcare operations can achieve.

Know More

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